Bizee vs Swyft Filings (2026): Which LLC Service?

On paper, Bizee (formerly Incfile) and Swyft Filings target the same person: a first-time founder who wants an LLC filed correctly without paying lawyer rates. Both advertise a low entry price, both handle the state paperwork for you, and both have formed a large number of companies. But when you look at what you actually pay and how the experience feels, this Bizee vs Swyft Filings matchup comes down to a clear trade-off.

Bizee optimizes for the lowest possible first-year cost, headlined by a genuinely free base tier and a free first year of registered agent service. Swyft Filings optimizes for speed and friendly human support, with a low base price that climbs as you add the pieces most founders need. This guide breaks down every angle that matters so you can choose with confidence.

Bizee vs Swyft Filings at a glance

What each company is

Bizee (rebranded from Incfile) is one of the most prolific formation services in the country, having filed for well over a million businesses. Its calling card is the genuinely free base package — you pay only your state's filing fee — paired with a fast, no-nonsense flow and a free first year of registered agent service. It is the volume player that competes hardest on price. To go deeper on the company, see our Bizee provider profile.

Swyft Filings built its reputation on speed and a personable, human touch. The onboarding is friendly and reassuring, and the company leans into real phone support with people who walk you through the process. Its base filing price is low, but the registered agent and the extras most founders want are paid add-ons, so the sticker price and the all-in price can differ. You can read more on our Swyft Filings provider profile.

Both are aimed squarely at the same buyer — a founder who wants the entity formed correctly without lawyer fees — but they solve for different anxieties. Bizee solves for "I don't want to overpay." Swyft solves for "I don't want to do this alone." Keep your own biggest worry in mind as you read; it's usually the fastest route to the right pick.

If you're still deciding whether an LLC is even the right structure, start with what an LLC is and how it works before you compare filing services.

Pricing: what you'll actually pay

Both services advertise a low entry price, so the headline number can be misleading. The real comparison is what's bundled into that price and what costs extra.

Bizee starts at $0 + your state filing fee, and that free tier includes a free first year of registered agent service — a meaningful perk at no cost. After year one the agent renews at a paid annual rate, and the checkout flow pushes a steady stream of add-ons: an EIN, an operating agreement, expedited filing, and bundles. If you know what you need and decline the rest, it stays genuinely cheap.

Swyft Filings starts with a low base filing price plus your state fee, but the registered agent is typically a paid add-on rather than a free year, and it upsells the same common extras. Its value is in the guided, fast experience rather than the lowest number, so the all-in first-year total tends to run higher than Bizee's.

Here's a simplified view of how first-year cost tends to shake out (always verify current pricing):

Want a personalized number? Our free LLC Cost Calculator estimates your real first-year and ongoing costs by state and the services you actually need.

The way to think about it: Bizee's model is "cheap first year, watch the renewal." Swyft's model is "low base, but you'll pay for the parts you need." Neither is a trap — both are transparent once you read the checkout — but they reward different buyers. If you're disciplined at declining extras, Bizee gives you the lowest number on the market. If you'd rather pay a bit more for a smoother, more supported ride, Swyft's total makes sense.

The formation process and turnaround

Both services do the same core job: prepare and file your Articles of Organization with your state. The mechanics are nearly identical — answer a short questionnaire about your business name, address, and members, review the details, pay, and they submit on your behalf. Neither requires you to understand the underlying legal forms, which is the whole point of using a service.

Turnaround is mostly governed by your state, not the provider. Standard state processing can range from a few business days to a couple of weeks depending on the state and current backlog, and both companies offer paid expedited options that move you to the front of their internal queue. What they can't do is speed up the state itself beyond the state's own expedited tier — so treat any "fast filing" promise as "fast on our end," not a guarantee your paperwork clears the state overnight.

In feel, Swyft leans into speed as a brand promise and pairs it with proactive updates, while Bizee's flow is quick and transactional without much ceremony. If you want reassurance that things are moving, Swyft communicates more; if you just want it done, Bizee gets out of your way.

Where each shines

Bizee

Swyft Filings

Registered agent, EIN and upsells

Every U.S. LLC must maintain a registered agent with a physical address in its state to receive legal and government mail. This is the clearest pricing difference between the two.

• Bizee includes a free first year of registered agent service, then renews at a paid annual rate.
• Swyft Filings offers registered agent service as a paid add-on from the start.

If a free first-year agent matters to your budget, that's a concrete point for Bizee. Just remember the renewal — and that you can move to a different agent (or be your own, if you qualify) whenever you like.

Both can obtain your EIN (federal tax ID) as a paid add-on. You can always get an EIN yourself for free directly from the IRS, so treat this line item as convenience rather than necessity. Both also sell an operating agreement; for a straightforward single-member or multi-member LLC you can often generate a solid one yourself and have an attorney review it, which saves the add-on entirely.

The broader pattern is the same at both checkouts: a low or free headline price, then a sequence of optional extras. Bizee's upsells are notably present, and Swyft's add-on pricing is where its low base number climbs. Going in with a list of exactly what you need is the single best way to avoid overspending — and to sidestep one of the most common LLC mistakes, which is paying for services you'll never use.

Support and ease of use

This is where the two philosophies diverge most.

Swyft Filings is built around a friendly, human experience. Its phone support is a genuine strength, and the flow explains each decision in plain language for people who've never formed a company. If "I want to talk to a real person who walks me through it" describes you, Swyft has the stronger story.

Bizee's interface is functional and fast. It's perfectly usable and its support is competent, but it's more transactional and the upsell prompts are more present. For a decisive founder who knows what they want, that speed is a feature; for a nervous first-timer, Swyft's hand-holding reduces second-guessing.

On turnaround, both file quickly, and Swyft markets its speed heavily. In reality, the timeline is mostly governed by your state, not the service. Standard state processing can range from a few business days to a couple of weeks depending on the state and current backlog. Both offer paid expedited options that move you up their internal queue, but neither can outrun the state's own processing beyond the state's expedited tier.

Hidden costs to watch for

The base price is rarely the final price with either service. Keep these line items on your radar:

• Registered agent renewals. Bizee's free first year renews at a paid annual rate in year two; Swyft's agent is paid from day one. Put the renewal date on your calendar either way.
• Checkout upsells. Both nudge you toward bundles and extras — an EIN, an operating agreement, "compliance" packages. Decide what you need beforehand and the total stays predictable.
• Expedited filing. Useful when you're in a hurry, but it's an extra charge on top of any state expedite fee, and it can't outrun the state's own processing.
• Add-ons you could do free. The EIN is free directly from the IRS, and a straightforward operating agreement is something you can generate and have reviewed rather than buy as a package.

None of these are unique to Bizee or Swyft — they're standard across the formation industry. Knowing they're coming is what keeps a $0 or low-base filing from quietly becoming a few hundred dollars.

Trust, track record and reputation

Both companies are well-established and file reliably. Bizee (as Incfile and now Bizee) has filed for over a million businesses, giving it deep operational experience and a very long history of customer reviews. Swyft Filings has also formed a large number of companies and has built a reputation specifically around responsive, personable service.

As with any formation service, individual experiences vary, and the common complaints for both cluster around the same theme: upsells and add-on renewals, not the accuracy of the core filing. That's an important distinction. The thing you're actually paying them to do — get your LLC filed correctly with the state — is dependable at both. The friction, when it appears, is at the cash register, which you control by knowing what you want before you start.

Side-by-side summary

Who should pick which

Match the choice to what you value most: the absolute lowest first-year cost, or a fast, human-guided experience.

A few real-world calls:

• Freelancer forming a simple LLC on a budget: Bizee. Take the free filing and free first-year agent, decline the rest.
• First-time founder who wants a person on the phone: Swyft Filings. The guidance and support are worth the higher all-in cost.
• Founder in a hurry who still wants it cheap: Bizee — the flow is fast and the price is lowest, and the state, not the service, sets the real timeline.
• Owner who'll leave the entity mostly alone: Bizee, plus a calendar reminder for the annual report.

If neither feels right, both matchups are worth a look next to other providers — see our Swyft Filings vs LegalZoom and ZenBusiness vs Bizee comparisons, or the full how to start an LLC walkthrough.

Our verdict