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S-Corp Tax Savings Calculator

See how much an S-Corp election could save you vs a default LLC.

This tool provides educational estimates and general guidance only. It is not legal, tax, accounting, or financial advice. Always verify requirements with official government sources or consult a qualified professional before making decisions.

Business profit after expenses.

$

A defensible W-2 salary for your role.

$

Annual cost of running payroll and S-Corp filings.

$

Your savings estimate will appear here

Enter your profit and a reasonable salary to compare.

What this tool does

By default, an LLC owner pays self-employment tax on all profit. With an S-Corp election, you pay yourself a reasonable W-2 salary and take the rest as distributions — which aren’t subject to self-employment tax. This calculator estimates the annual savings after the added payroll and filing cost.

How it’s calculated

We compare self-employment tax on your full profit against payroll tax on just your salary, then subtract the cost of running payroll and S-Corp filings to show your estimated net savings.

Important limitations

The IRS requires a “reasonable salary,” and S-Corp status adds complexity. This estimate ignores income tax and state rules — always confirm with a CPA before electing S-Corp.

Frequently asked questions

As an S-Corp, you pay yourself a reasonable W-2 salary and take the rest of the profit as distributions, which aren’t subject to self-employment tax. The savings come from that untaxed distribution — minus the cost of running payroll and extra filings.

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